Finding Yes When Others Find No
People first. That's where every deal starts.
Before I look at the property, the loan, or the numbers, I want to understand what you're trying to accomplish and what could get in the way. That matters — because the right strategy only works when it fits the person behind it.
I bring 25 years of experience across real estate, mortgage lending, sales leadership, and complex deal structuring. Over the years, I've helped borrowers, investors, and referral partners navigate scenarios that don't fit neatly into a box — from traditional home financing and buyer strategy to seller representation, Non-QM, DSCR, bridge lending, bank statement loans, and other solutions that require more than a surface-level answer.
My background includes top production at Citi, Private Client mortgage banking at Chase, leadership during the SBA EIDL program, and most recently, Non-QM wholesale lending at LendSure, where I helped brokers structure and place complex investor and self-employed borrower scenarios. Today, as an independent real estate and mortgage broker based in San Diego, I help California homeowners and investors nationwide, bringing both licenses, both perspectives, and a direct hands-on approach to every client I serve.
No call center. No corporate layers. Just practical guidance, creative problem-solving, and a commitment to helping you move forward with clarity.
"Keith is a great leader who puts others' needs ahead of his own. Outstanding communicator — highly articulate and an even better listener. People feel seen and heard when they are around him. Great problem-solving skills, a very methodical and level-headed thinker. He makes everyone around him better."
"Keith has a natural talent for coaching and mentoring. He has solid underwriting knowledge that was invaluable in navigating complex projects. Regardless of the challenges presented, he approaches each task with creativity and a willingness to explore innovative solutions. His dedication to excellence makes him an invaluable asset."
"I've known Keith since 1997 and do not offer recommendations unless someone has truly made an impression on me. First and most importantly, people want to be around Keith. His focus has always been on serving, not being served. He lives what he teaches — always investing in his own growth in an effort to better serve others."
"Keith has an amazing ability to connect with people, even in challenging situations. He doesn't shy away from complex issues — he excels at getting to the root cause and ensuring everyone involved has a clear understanding. Calm under pressure, with a real talent for building rapport."
"Keith is a hard working, very knowledgeable professional!"
